Home insurance is about keeping you, your family, and your belongings safe. But choosing the right home insurance company for your needs can be tricky—which is why we created this list of the very best. So, how did we come to these conclusions? Low cost is just one measure. We also rated these home insurance companies on coverage options, customer service, and whether customers had good shopping experiences. Take a look at the results below and read our assessment to learn more about what separates these providers from the rest of the pack.

The Hartford

The Hartford has been around for more than 200 years and offers plenty of cool features like an AARP partnership.

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Obrella.com americanFamily Ranking

We love AmFam’s innovative resources and technology like personal inventory tools and reports.

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Liberty Mutual

Liberty Mutual is available across the country and offers lots of discounts along with reasonable rates.

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Obrella.com allstate Ranking

The second largest-U.S. home insurer, Allstate has flexible coverage options and over a dozen discounts.

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Nationwide

Nationwide lives up to its claim that it will be “on your side”—customers stick around 95% of the time.

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Travelers

Homeowners can get help for recovering with Travelers’ impressive natural disaster response teams.

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Obrella.com safeco Ranking

You can get help with paying your bill or processing a claim any time of day with Safeco’s 24/7 customer service.

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Farmers

Not just for farmers any more, Farmers insurance is known for its reliable claims process and helpful resources.

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We determined the best home insurance companies by analyzing rate and market share data pulled from state Departments of Insurance. Ratings also reflect each company’s financial strength, provided by third-party agencies like J.D. Power.

Our analysis included each company’s product offerings, discount offerings, and extra features. We also took into account customer satisfaction reviews (which came from major online review sites), third-party customer surveys, and our own internal customer survey.