We’re here to help you find all the auto insurance information you need to know as an insured Wisconsin driver. If you love cheese and the Green Bay Packers, this page is for you.
What Are You Looking For?
- Wisconsin’s Cheapest Companies
- How Much Drivers Like You Spend On Auto Insurance
- Specific City Rates
- Most Popular Wisconsin Car Insurance Companies
- Customer Satisfaction Ratings
- Our Recommendation
Wisconsin’s Cheapest Companies
Curious about the cheapest auto insurance companies in Wisconsin? We used the profile of a driver with a 2013 Honda Civic LX (4-door), good credit, 50/100/100 coverage, and no accidents to find the least expensive rates. There are 32 companies that sell auto insurance in Wisconsin, but here’s a look at the 12 most popular that we researched, with rates being the average in 10 cities.
American Family, Progressive, The General, and Farmers come in as our four cheapest, and with rates that are all less than $78 a month, all are affordable choices.
How Much Drivers Like You Spend On Auto Insurance
If you’re not an average driver, then your auto insurance quote will most likely differ from the ones above. That’s why we broke down rates for certain driver types below—to give you a closer idea of what you can expect to pay.
Cheapest For Drivers 21 and Under
Looking at rates of drivers 18-25, we found the cheapest auto insurance companies for this demographic. If you’re a young driver in Wisconsin, here’s where you might be able to find the cheapest rates.
Guys will pay about 22% more for car insurance than their 18-year old female friends. It’s not fair, but based on our research, we found that to be true. Regardless, here are the three cheapest companies for both male and female 18-year olds.
Men still pay more for car insurance than their female counterparts at age 25, but the difference starts to even out at 25. Take a look at the chart below to see the cheapest options out there for you.
From Green Bay to Milwaukee, you’ll find a lot of different car insurance rates. Since the difference is nearly $1,000, you’ll want to take a look so you can see average car insurance premiums that your neighbors might be paying.
Most Popular Wisconsin Car Insurance Providers
Market share measures the percentage of customers a company has compared to competitors. American Family has the highest market share in Wisconsin—nearly 20%. The thing to note is that it’s also the cheapest provider, so it could be a popular choice because of the price tag. Progressive is the second cheapest on average, so people in Wisconsin seem to be going with providers that offer good value on policies. See how popular the car insurance company you’re interested in is by looking at the chart below.
|Premiums Written||Market Share|
|West Bend Mutual||80,417||3.03|
Customer Satisfaction Ratings
Complaint indexes report the percentage of customers who file complaints compared to a company’s market share. Auto Insurance Group and IMT are the best because they have the lowest ratios—which means the least complaints.
If customer service is important to you, take a look at the auto insurance providers’ complain indexes to see how they treat their policyholders.
|Premiums Underwritten in Wisconsin||Complaints||Ratio|
|IMT Group Insurance||$16,368,872||1||0.06|
|Rural Mutual Insurance||29,987,179||3||0.10|
|West Bend / Silver Lining Insurance||75,147,569||11||0.15|
|Badger Mutual Insurance||21,036,834||5||0.24|
|Wisconsin Mutual Insurance||37,478,366||9||0.24|
We have some advice for you: go with a company that’s an all-around stunner. Progressive and American Family are examples of this because both are the top two for average price and market share and rank well for customer satisfaction.
If you need some help, call a licensed agent. They’ll be able to help you with quotes or questions.
Where We Found The Facts
Everything here was carefully researched and analyzed, but the premiums may not be what you’re quoted for auto coverage. Why? If you don’t match the driver profiles exactly, you’ll get a different premium. We just wanted to show you examples of what people like you pay.
- Wisconsin Department of Insurance