Micah Pratt
With more than five years online writing experience in insurance, Micah focuses on trending financial topics, specifically within the property and casualty insurance industry. Her main priority is educating consumers on which insurance product is best suited for them based on their unique lifestyle.
Have questions? Get in contact with Micah.
Micah's Recent Articles
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3 Need-to-Know Personal Car Insurance Tips for Uber Drivers
The last time I hailed an Uber, the driver asked me what I do for a living (I work for an online insurance agency). Over the course of the conversation,…
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Smoke Marijuana? Here’s What You Need To Know About Its Impact on Car Insurance Rates.
Long considered by much of American society—and our government—as a total no-no, marijuana is just now starting to lose its taboo label. Today, four U.S. states and the District of…
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Drive Your Junker the Extra Mile by Helping These 6 Tennessee Charities
If you have a car that has made its last commute, there are many nonprofit organizations that will benefit from it as a donation. We’ve found six Tennessee charities that…
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The Insurance Industry Should Be Afraid of These 4 Startups
The 1926 Model A is a far cry from the self-driving Tesla we can see on the road today. The automotive industry has progressed in light years since Henry Ford…
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Get “Connected” With These 5 Leading Car Technology Companies
As the modern world grows ever more connected, automobile manufacturers and insurance companies are now turning to technology to develop smarter cars and smarter insurance. Tesla, Ford, and Toyota have…
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Ensure Your Golf Game with Insurance
Golfing is a dangerous sport. Golf carts can end up in the drink, clubs can be stolen, and you most certainly can lose a bet. Thankfully, there is insurance for…
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Is Your Castle Protected from Undead Devastation?
Editor’s Note: This article contains spoilers for the Game of Thrones TV series and A Song of Ice and Fire book series. Of course, if you understand the references in…
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Why Is the U.S. Spending $62 Billion?
June 5 is World Environment Day (WED), a day organized by the United Nations for “encouraging worldwide awareness and action for the protection of our environment. Since 1974, WED has…
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Consumers Pick the 6 Best Insurance Personalities
Insurance companies know that to land more customers, they need a memorable “mascot.” Today’s most effective campaigns in the insurance war don’t rely on only a catchy jingle or smart…
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Lemonade Becomes a Public Benefit Corporation – What does this mean for insurance?
Peer-to-peer insurance start-up Lemonade announced its decision to become a PBC – Public Benefit Corporation – Tuesday morning, May 17, joining the ranks of Techweek and Kickstarter as startups embracing this…
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Traditional Cars vs. Self-Driving Cars: Is Total Automation Inevitable on Our Roads
Although it seems to be a scenario straight from science fiction, many leaders in the automotive industry predict that within five to ten years, self-driving cars will not only be…
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Cities in Pennsylvania With the Most and Least Safe Drivers
No matter where you live, safety is important — especially if you spend a lot of time on the road. Taking the time to learn about the biggest causes of…
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Cities in California With the Most and Least Safe Drivers
Getting behind the wheel of a car can be a risky venture, but a good way to stay safe is to understand the most common factors in driving-related fatalities. And…
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Cities in Texas With the Most and Least Safe Drivers
In 2014, 3,500 traffic fatalities occurred in Texas. That works out to be about 13 deaths per 100,000 people, which is slightly higher than the national average. While even one…
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Cities in New Jersey With the Most and Least Safe Drivers
New Jersey is America’s most densely populated state, yet its percent of traffic-related fatalities is less than the national average. According the National Highway Traffic Safety Administration (NHTSA), New Jersey…
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Why Google Just Gave Up On Auto Insurance
Parting is such sweet sorrow—especially when it’s with a tool that was supposed to make auto insurance comparison shopping so much better. We’re talking about Google Compare—the formidable partnership between Google, Compare.com, CoverHound, and ITC that…
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Cities in Florida With the Most and Least Safe Drivers
Staying safe on the road is important — and one of the best ways to avoid an accident is to understand how safe the roads are where you live. Knowing…
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If Cam Newton & Peyton Manning Were Cars, What Would They Be?
Super Bowl 50 is days away. The Denver Broncos and Carolina Panthers will soon meet for a heated battle at Levi’s Stadium in Santa Clara, Calif. On the field they…
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Safest States for Driving in the U.S.
How does your state stack up against the other 49 when it comes to safe driving records and laws? Maybe it’s tough on texting and driving, but has a low…
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Democrats vs. Republicans: Who Are Worse Drivers?
The 2016 presidential election is right around the corner, and what better way to join all the hype and political build up than by comparing the two parties’ driving history?…
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7 Insurance Calculator Tools to Help You Cut Costs in the New Year
Pondering New Year’s resolutions? Check Out These 7 Helpful Insurance Calculator Tools If you’re like most Americans, one of your New Year’s resolutions probably involves cutting down on spending in…
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Winter Moving Tips
Moving during any time of the year can be a daunting task, but moving in the winter can prove to be even more stressful. Our friends at FlatRate Moving have…
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The Most Iconic James Bond Cars
James Bond is known for his beautiful women and drop dead gorgeous cars. With the new James Bond movie, Spectre, coming out a week from Friday, it made us want to…
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Replacement Value vs. Market Value
Replacement value and market value are not synonymous when it comes to your home and home insurance. In order to place the best protection on your home through a home…
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How You Could Be Ruining Your Engine
Did you know that 75% of engine wear occurs from the moment you start your car to when it’s completely warmed up? Did you also know that depending on the…
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Gas Is Out, Hydrogen Is In With Hydrogen Fuel Cell Cars
Gas, electricity, diesel, and now…hydrogen? With eco friendly vehicles high on the global radar, hydrogen fuel cell vehicles are beginning to make their debut. Toyota produced the first in 2014,…
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Top Geo-Tracking Apps For A Safer Halloween
Don’t let your mind be haunted with worry this Halloween. Equip yourself and your kids with these top geo-tracking apps. They’ll allow you to keep track of where your family is and…
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9 Rules For A Safer Halloween On The Road
Tiny trick-or-treaters are getting ready to flood the sidewalks and streets in search of sweets. If you’re out and about on Halloween night, you’ll need to be on high alert…
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The Top 10 Priciest And Cheapest Cities To Buy a Home In
Location, location, location. That’s the name of the game when it comes to the real estate market. While you may scratch your head wondering how it’s possible for a dumpy…
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5 Ways Homeowners Gouge Themselves Financially
Buying a home is expensive enough without spending extra on things you don’t need. Keep more money in your pocket by steering clear of these financial traps for homeowners. #1:…
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Car Hacks: Easy DIY Fixes That Save Money
Getting your hands dirty and keeping up with car maintenance on your own can really cut down on auto bills. It may seem daunting, but there are a number of…
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Historic Floods Prove Importance Of Flood Insurance
South Carolina, North Carolina, and Virginia flooding has made headline news for the past week. Videos of college kids tubing through normally dry tunnels, people being rescued by helicopters from…
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How Do You Know If An Insurance Company Is Legit?
Choosing the right insurance company can be difficult. They might have super low premiums, but a really bad track record in paying claims in a timely manner. Or, they could…
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Cyber Security Insurance: Do You Need It?
Data breaches are all over the news. From Target to Blue Cross Blue Shield, high profile companies and institutions have been hacked—putting millions of customers’ personal information at risk. While…
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True Colors: How Car Color Affects Driving, Insurance, And Ticketing
Urban legends come to life when the truth becomes distorted. One person says one thing, then another alters it when they tell a friend, and so on. When it comes to…
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How To Get A Loan To Remodel Your Home
Mortgages are one thing, but what happens if the house you’re living in or moving into isn’t turn-key? Learn everything you need to know about how to obtain a loan…
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Scare Yourself Silly With The Top 10 Halloween Road Trips
Creepy cemeteries. Spooky hayrides. Haunted houses. Every year, there are hundreds of haunted attractions that open shop for the month of October. If you can summon the courage, try visiting some of…
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The Holidays Are Coming. Plan Now With Our Top 9 Apps
Santa Claus’s sleigh is much heavier (and expensive) these days. A 2014 report projected that the average American would spend $765 on Christmas last year—the highest during the study’s nine…
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Top 8 Oktoberfest Road Trip Destinations
Get out on the road this fall to enjoy some of the most spirited celebrations of the season: Oktoberfest! With a ton in every state, there is no shortage of…
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Top 10 Tailgates at U.S. Colleges
Pack your car with finger foods, refreshments, and school colors when you travel to the top 10 college tailgates in America. At each one, you’ll find a ton of school…
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Distracted Driving: Who’s Worse, Men or Women?
Distracted driving has become rampant. Everywhere you look, someone is gabbing on the phone, texting, or doing something other than keeping their eyes on the road. It’s one of the…
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10 Apps To Help Your Teen Save On Auto Insurance—And Drive Safer
Insurance companies look at teen drivers as a huge risk. It’s not just because of their age either. Based on national stats, insurance companies know that: 50% of all teens get in a…
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When You Should (and Shouldn’t) File an Auto Insurance Claim
We wish this was a cut and dry answer, but whether or not to file a claim hinges on a number of factors. If you’re in an accident, here are a…
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Is Homeowners Insurance Really Worth It?
If you’ve been reading our blog for a while, you can probably guess what our advice is about homeowners insurance: to absolutely, positively, buy it and never let it lapse….
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10 Home Insurance Myths You Shouldn’t Believe
The fine print isn’t always something we’re enthused to read. However, if it’s the difference between saving you thousands of dollars or blindsiding you with catastrophic damages and bills, it’s important to…
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What a Growing Economy and Shrinking Gas Prices Do To Your Auto Insurance Rates
The good almost always comes along with the bad. For the improving economy and cheaper gas prices, this unwanted sidekick is the 11% increase in car accident fatalities, 30% increase…
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Low Credit Scores And How They Impact Your Auto Insurance Premiums
Your auto insurance premium is determined by a number of factors: age, address, marital status, claims history, and more. But did you know that a low credit score can negatively…
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Auto Insurance Rates for Twitter’s Most Followed Celebrities
Lifestyles of the rich and the famous are extravagant to say the least. Celebrity gossip sites love to report on how much their houses are worth, what kind of money…
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Self Driving Cars and the Future of Auto Insurance
The future of self driving cars may be closer than you think. And with it, the joy of much lower auto insurance premiums. According to Metromile, car insurance will drop…
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What Cold Temps Can Do To Your Car and Home
The final days of summer are upon us and colder temperatures are going to roll in fast. Despite a loss of your golden suntan, you can also incur a financial…