Because things like fire, burglary, and personal injuries can happen anytime, it is important to have renters insurance. That’s because it helps protects you from legal and medical costs and in most cases, will replace your damaged or stolen belongings. Our guide below can answer questions you might have about Georgia renters insurance, or you can pick up the phone and call 855-462-2213 to talk a licensed expert today.

Average Renters Insurance Cost in Georgia

In a state where approximately 35% of residents are renters, it would seem reasonable that Georgia residents should be aware of the value of renters insurance—and it’s affordable price.

On average, renters spend about $226 a year for Georgia renters insurance policies. That’s 21% more than the national average, but considering it only takes 31 hours on average of working for minimum wage to pay for the annual premium, it seems worth it.

Georgia Rental Insurance Coverage

Since bad things happen all the time—such as the 86,789 burglaries that happened in Georgia in 2012—having a renters insurance policy is important to ensure you and your belongings are protected.

Depending on the type and amount of coverage you purchase, you could be reimbursed for thousands of dollars worth of belongings if you ever file a claim. Think about if you could afford to replace your stuff yourself and if that’s a risk you’d be willing to take by foregoing a renters insurance policy.

Get Cheap Renters Insurance in Georgia with Discounts

Your renters insurance premium is determined by multiple factors, such as: where you live, your history of claims, any current policies you currently hold, and more. You can knock some of the cost off your premiums by qualifying for available discounts.

  • Multi-Policy: Save when you combine policies like auto, home, and renters.
  • No Prior Claims: If you haven’t ever filed a claim, you’ll save on your rental insurance premium.
  • Safety Devices: Smoke detectors, sprinklers, anti-theft systems, and home monitoring systems can save you money.
  • Higher Deductibles: Lower your renters insurance premium by raising your deductible. Just know that the higher the deductible, the more you’ll have to spend out-of-pocket if you file a claim.

Renters in Georgia

Georgia residents pay an average of $817 for a two-bedroom rental, but just $226 for annual renters insurance premiums. If you’re willing to pay, the small price tag of this investment can provide you with great protection that you’ll be thankful to have if you need it.

Finding Renters Insurance Made Easy

Let an expert agent assist you in finding a great Delaware renters insurance policy by calling 855-462-2213 . You’ll get a free quote and overview of top renters insurance companies available to you.