Free Insurance Comparison

secured lock Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Joshua is a copywriter at Obrella who for more than 10 years has been creating content about insurance, health care, and more. He helps companies explain complex insurance subjects in simple ways so that customers can make smart buying decisions. He spends way too much time binge-watching Netflix, loves the outdoors and has a cat who tolerates him.

Full Bio →

Reviewed by Joshua Adamson
Joshua Adamson

UPDATED: Mar 30, 2016

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Vermont drivers, get the inside scoop on state minimums, auto insurance laws, coverage options, and more in one place. We have everything you need to know about car insurance in Vermont.

Vermont Auto Insurance Requirements

Vermont is an at-fault state, meaning if you cause an accident, your insurance will have to pay for the damages caused to everyone involved. Here’s what you’ll need and how much of it to obey the law:

  • $25,000 for bodily injury liability, per person per accident
  • $50,000 for bodily injury liability, total per accident
  • $10,000 for property damage liability per accident
  • $50,000 in uninsured/underinsured coverage, per person
  • $100,000 in uninsured/underinsured coverage, per accident

What Happens If You Don’t Have Insurance

If you can’t prove you have insurance, you’ll be in trouble. If you don’t have it at all, double that. Here’s what can happen if you drive without proof of insurance, your insurance card, or if you aren’t insured:

  • Points on your driving record: your license could be suspended if you have too many points accumulated
  • Mandatory filing of an SR-22

How Your Car Insurance Premiums Are Calculated

Would you rather lend a tool kit to someone who always loses stuff or to a friend who always returns things? Probably the latter. Insurance works the same way. If you’re a riskier driver, they’ll charge you more to cover the chance of you getting into an accident. If you’re a less-risky threat behind the wheel, you’ll most likely pay less. Here’s what they’ll want ot know to determine this:

  • Age
  • Gender
  • Claims history
  • Driving record
  • Make and model of your vehicle
  • Credit score

Average Car Insurance Premiums in Vermont

Green Mountain State drivers shouldn’t fork over too much green for car insurance. According to our research, here is where you can find the most affordable rates on average.

 Average Annual Rates
Safeco$212.52
Travelers$556.15
Progressive$563.77
Nationwide$629.33
GEICO$658.52
Get Your Rates Quote Now

Compare RatesStart Now →

Auto insurance rates fluctuate constantly. Don’t overpay because you didn’t shop around. A good rule of thumb is to get quotes from three different companies or more. Don’t forget to check back each year to ensure your still getting the best rates.

Most Stolen Cars in Vermont*

If you drive one of these top stolen cars in Vermont, you could see it reflected in your premium (since high-risk equals higher premiums):

  • Subaru Legacy
  • Ford Pickup
  • Honda Civic
  • Chevrolet Pickup (Full Size)
  • GMC Pickup (Full Size)
  • Jeep Cherokee/Grand Cherokee
  • Toyota Camry
  • Toyota Corolla
  • Honda Accord
  • Subaru Forrester

*According to www.nicb.org

Licensed Agents Are Here to Help

Because insurance rates vary significantly from driver to driver, the best thing you can do is to talk to a licensed agent.  Not only do experts in Vermont know the ins-and-outs of state laws, but they can provide you with quotes from top insurance companies to make sure you get the best coverage at the lowest rate for you. Call [mapi-phone /] today.

Vermont Resources for Drivers

Free Insurance Comparison

Enter your zip code below to view companies that have cheap insurance rates.

secured lock Secured with SHA-256 Encryption