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Laura Berry

Former Insurance Agent

Former Insurance Agent

Joshua Adamson

Joshua is a copywriter at Obrella who for more than 10 years has been creating content about insurance, health care, and more. He helps companies explain complex insurance subjects in simple ways so that customers can make smart buying decisions. He spends way too much time binge-watching Netflix, loves the outdoors and has a cat who tolerates him.

UPDATED: Mar 5, 2024

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How To Protect Your Home From Hurricane Damage

Welcome to Obrella’s comprehensive guide on how to protect your home from hurricane damage. We understand the importance of safeguarding your property, and we are committed to providing you with trustworthy information to help you weather the storm. In this guide, we will outline essential steps and strategies to fortify your home, ensuring that you are well-prepared for hurricane season.

Our Commitment to The Obrella Promise

At Obrella, we prioritize editorial integrity and transparency in our business model. We are dedicated to providing you with accurate and unbiased information that you can rely on. This commitment extends to our coverage of protecting your home from hurricane damage. We strive to empower you with the knowledge and resources needed to make informed decisions when it comes to safeguarding your property.

Upholding Editorial Integrity: How We Ensure Trustworthy Information

Obrella maintains a stringent editorial process to ensure that the information we provide is reliable and up-to-date. Our team of expert writers and researchers conduct thorough investigations, consult industry professionals, and verify all facts before publishing. We have no affiliation with any insurance companies or product providers, enabling us to present unbiased advice and recommendations.

Transparency in Our Business Model: How We Make Money

Obrella generates revenue through partnerships with advertisers and affiliate programs. However, this does not influence our content. The recommendations and information provided in this guide are based solely on the expertise and research of our team. We strive to be transparent about our relationships with advertisers and disclose when we may receive compensation from them.

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Simplify Your Home Insurance Search

Before we delve into the details of protecting your home from hurricane damage, let’s begin with an essential step—finding the right home insurance policy. Home insurance is vital for covering potential damages caused by hurricanes and other disasters. It provides financial protection and peace of mind for homeowners.

Read more: Obrella’s Disaster Preparedness Guide: Our Commitment To Your Safety

11 Essential Steps to Prepare Your Home for Hurricane Season

When hurricane season approaches, taking proactive measures to protect your home becomes crucial. Here are 11 essential steps to help you prepare:

  1. Create an emergency plan for your family, including evacuation routes and communication strategies.
  2. Trim trees and shrubs around your property to reduce the risk of falling branches.
  3. Secure loose outdoor items or move them indoors to prevent them from becoming projectiles in high winds.
  4. Inspect your roof for any damages or weaknesses and repair them promptly.
  5. Install hurricane straps or clips to reinforce your roof’s connection to the structure.
  6. Seal any gaps or cracks in your home’s exterior to prevent water intrusion.
  7. Consider investing in impact-resistant windows and doors for added protection.
  8. Install storm shutters or fabric panels to shield windows from debris and high winds.
  9. Remove any dead or dying trees near your home that could pose a threat during a hurricane.
  10. Ensure your gutters and downspouts are clear to allow for proper water drainage.
  11. Review your insurance policy to understand your coverage limits and any additional endorsements for hurricane-related damages.

Read more: Does Home Insurance Include Roof Replacement? – A Comprehensive Guide

Safeguarding Your Home: Boarding Up Windows with Plywood

When a hurricane warning is issued, boarding up windows is an effective way to protect your home from broken glass and flying debris. Plywood is a commonly used material for this purpose. Here are a few guidelines to follow when boarding up your windows:

  • Measure and cut the plywood panels to fit each window.
  • Pre-drill holes in the plywood and mark corresponding positions on the window frames.
  • Attach the plywood to the window frames using screws or hurricane clips.
  • Ensure a secure fit and cover all windows, including those on the upper floors.

Protecting Your Home: Fabric Panels for Deflecting Debris

Another option for window protection is fabric panels designed to deflect debris. These panels are lightweight, easy to install, and offer a level of transparency, allowing natural light to filter through. Here are a few advantages of using fabric panels:

  • Simple installation with hook and loop fasteners.
  • Reusable and easy to store.
  • Allow visibility from inside the house while blocking flying debris.
  • Provide an additional layer of insulation.

Strengthening Your Home: Anchoring the Roof with Hurricane Straps

During a hurricane, the roof is particularly vulnerable to strong winds. By installing hurricane straps, you can reinforce the roof’s connection to the walls, making it less likely to peel off. Here are a few key points to consider when using hurricane straps:

  • Hire a professional contractor to install hurricane straps for optimal effectiveness.
  • Ensure that the straps are made of galvanized steel or another corrosion-resistant material.
  • Attach the straps at crucial connection points, such as where the roof trusses meet the walls.
  • Follow building code requirements and manufacturer’s instructions for proper installation.

Preventing Flood Damage: Using Flood Barriers

Flooding can cause significant damage to homes during hurricanes. Using flood barriers can help prevent water from entering your property. Here are a few types of flood barriers to consider:

  • Temporary flood barriers: These can be quickly deployed, typically made of sandbags or water-filled tubes.
  • Permanent flood barriers: Constructed using materials such as concrete or steel, providing long-term protection.
  • Door barriers: These attach to doors and seal them to prevent water seepage.
  • Window barriers: Designed to cover windows and prevent water intrusion.

Fortifying Your Home: Installing Storm Panels

Storm panels are sturdy and durable coverings that offer protection for windows and doors. They are typically made from aluminum, steel, or polycarbonate materials. Here are a few advantages of using storm panels:

  • Variety of installation options, including track, direct mount, or removable panels.
  • Cost-effective compared to other window protection alternatives.
  • Can be easily stored when not in use.
  • Provide an added barrier against impact and high winds.

Enhancing Protection: Roll-Down Hurricane Shutters

Roll-down hurricane shutters are permanently installed and offer convenient protection for windows and doors. Operated with a motor or crank, they can be easily activated when a storm approaches. Here’s why roll-down shutters are a popular choice:

  • Convenient operation with remote control or wall switch.
  • Durable and resistant to impact, wind, and debris.
  • Double as home security shutters, providing privacy and deterring break-ins.
  • Add value to your home and enhance its curb appeal.

Securing Your Garage: Using a Brace in High Winds

Garage doors are vulnerable to strong winds during hurricanes. To reinforce them, consider using a garage door brace. These braces secure the door and prevent it from buckling or collapsing under the pressure of high winds. Here are a few tips on using a garage door brace:

  • Select a brace specifically designed to withstand hurricane-force winds.
  • Follow the manufacturer’s instructions for proper installation.
  • Secure the brace to the ground and the inside of the garage door.
  • Regularly inspect and maintain the brace to ensure its functionality.

Reinforcing Your Windows: Upgrading to Hurricane-Impact Glass

Hurricane-impact glass is a preventive measure that can significantly reduce the risk of shattered windows during storms. Made with multiple layers of glass and a durable interlayer, this type of glass is designed to withstand the impact of flying debris. Here’s why upgrading to hurricane-impact glass is beneficial:

  • Permanent protection without the need for additional installation during a storm.
  • Minimizes the risk of shattered glass, reducing the potential for injuries and property damage.
  • Offers excellent sound insulation, enhancing energy efficiency.
  • Increases the value and marketability of your home.

Adding Permanent Protection: Accordion Shutters for Doors and Windows

Accordion shutters offer a practical and durable solution for protecting doors and windows. They consist of interlocking panels that fold together to cover the opening. Here are a few advantages of using accordion shutters:

  • Easy and quick to deploy, providing immediate protection.
  • Can be secured from inside or outside the home.
  • Durable and offer protection against impact, wind, and debris.
  • Available in various colors and styles to suit your home’s aesthetic.

Stylish and Functional: Bahama Shutters for Hurricane Protection

Bahama shutters not only provide hurricane protection but also add a touch of tropical charm to your home’s exterior. These shutters are hinged at the top and propped open at an angle, allowing light and fresh air to enter when not in use. Here’s why Bahama shutters are a popular choice:

  • Add a unique aesthetic to your home, reminiscent of the Caribbean or coastal living.
  • Provide shade while allowing natural light and ventilation.
  • Durable and offer protection against impact, wind, and debris.
  • Can be easily closed and secured when a storm approaches.

Classic and Convenient: Colonial Shutters for Window Safety

Colonial shutters are a timeless and elegant option for protecting your windows. These shutters consist of slats that can be opened or closed, providing privacy and security. In the event of a storm, they can be easily closed and locked for full hurricane protection. Here are a few advantages of colonial shutters:

  • Enhance the architectural charm of your home.
  • Adjustable slats allow for control of light and airflow.
  • Sturdy and built to withstand hurricane-force winds.
  • Offer insulation benefits, reducing energy costs.

By implementing these strategies and investing in protective measures, you can significantly reduce the risk of hurricane damage to your home. Remember, preparation is key, and Obrella is here to help you navigate the process. Stay safe, stay informed, and protect your home from hurricanes.

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