Do I Need to Insure My Popup Camper?

If you financed your popup trailer at the time of purchase, your lender probably required you to insure it. But if you paid for it outright or bought it used, you might be wondering if you need to insure it and the answer is yes. Like any valuable item, whether it’s a piece of jewelry or a jet ski, popup campers should be insured.

Why do I need popup camper insurance?

For starters, it could be involved in an accident while being towed, or even while parked in your driveway. It can catch fire, be damaged by severe weather, vandalized, or stolen. And as much fun as a popup trailer is, it can also be a liability if a person is injured while in or around it. Plus, your personal possessions inside the trailer can be damaged or stolen.

How much does popup camper insurance cost?

The amount you’ll pay for popup camper insurance depends on several factors, including the value of the camper, its dimensions, how often you use it, and how it’s stored when not in use. In some cases, you may be able to add your popup camper to your auto or home insurance policy.

Whether you add your popup camper to a current policy or individually purchase RV insurance, be sure you have liability coverage, collision coverage, and comprehensive coverage. Some people forego comprehensive coverage, but it can help cover the cost of things like theft or damage from severe weather.

How can I save money on RV insurance?

There are a few ways you might save money on your RV insurance, one of which is by bundling it with your auto insurance policy. Another way is by adding safety devices. You can also save money on your premium by increasing your deductible, but keep in mind that when you file a claim, you’ll have to pay more before your insurance kicks in.

Insurance not only protects your camper, it gives you peace of mind so you can enjoy it to its fullest. If you’re shopping for an insurance policy to protect your popup camper, call an agent at 855-462-2213  today. He/she can answer your questions and help you find a policy that fits your needs and your budget.

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