Most times, in the case of fire, burglary, or injury, renters insurance can provide policyholders with financial assistance to replace belongings and/or pay for medical bills. If you would like more information, use the below guide for Kansas renters.
Average Renters Insurance Cost in Kansas
When you compare the cost of renters insurance in Kansas to the national average, you’ll find it’s more than affordable. In fact, at $174 per year, rental insurance is 7% less expensive in Kansas than it is in most states. That’s an excellent value—especially when you weigh the small cost of renters insurance against the potential expense of replacing everything you own.
Here’s more good news: even working just for minimum wage, you’ll only have to clock in 24 hours to pay for a whole year’s worth of coverage. As you can see, there’s no denying rental insurance is an affordable way to help protect your belongings.
Kansas Rental Insurance Coverage
Picture this: you get out of work, drive home, and discover your apartment was burglarized. Unfortunately, it could happen. And in 2012 alone it did—according to 18,767 reported break-ins in Kansas. Dealing with an event like a burglary is stressful, but having renters insurance can go a long way toward helping you get back on your feet.
With rental insurance, you’ll get money from your provider to help replace your things no matter whether they were stolen, damaged, or destroyed by a covered incident. Your policy may also include a certain amount of liability insurance to help out if someone is injured in your home.
Save Even More with Discounts in Kansas
How much you pay for your renters insurance premiums are based on a number of factors: some being your address, cost of personal belongings, and claims history. While renters insurance only costs a couple hundred dollars a year on average, there are also opportunities to save more money with Kansas renters insurance discounts.
- Multi-Policy: Save when you combine policies like auto, home, and renters.
- No Prior Claims: If you haven’t ever filed a claim, you’ll save on your rental insurance premium.
- Safety Devices: Smoke detectors, sprinklers, anti-theft systems, and home monitoring systems can save you money.
- Higher Deductibles: If you opt into a plan with a higher deductible, you’ll have a lower payment amount every month. Watch out for this though. Your deductible is something you’re responsible for paying if you file a claim.
Kansas Renters Insurance Facts
Of all the people who call Kansas home, 32% rent. On average, these renters pay about $756 for a two-bedroom apartment and spend just $174 per year on renters insurance. Premiums this low make the decision to get rental insurance easy.
Find Kansas Renters Insurance
Want expert assistance with your search for the best Kansas renters insurance? Call 855-462-2213 .